Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any financial institution or insurance agency, directly or through its affiliates, from sharing nonpublic personal information about you with a nonaffiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with GLBA, we are providing you with this document, which notifies you of the privacy policies and practices of Halperin Lyman, LLC.
We may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications; forms; communications to us in writing, in person, by phone or other means;
- Information about your transactions we secure from our files, our affiliated companies, or others;
- Information we receive from a consumer reporting agency; and
- Information we receive from others involved in your transaction, such as the real estate agent or lender
We will not release your information to nonaffiliated parties except as necessary for us to provide the product or service you have request from us or as permitted by law.
WE DO NOT DISCLOSE ANY NONPUBLIC INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
We authorize access to an individual’s information only to those who need to know that information in order to provide our products and services or as required by law. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.